Open Question: federal plus loan?

I'm a senior graduating in May. I've been in private school for all of grammar school and high school. I've never partied in my life. The college I want to go to is pricey and my dad is reluctant to send me and take out a loan for me to go there. My parents are having a hard enough time providing for me. It doesn't feel fair. I don't want them to pay for me anymore. I want to be on my own. I feel like it would be a waste for me to go to college when I'd be tempted to party because I never have, or sleep in, stay up late, and all the other stuff college kids do with freedoms they have after leaving home. The college is 2 hrs. away & I got in. I just need a break. School stresses me out and I don't think I can take it anymore.

Advice??
And don't answer if you went straight to college and you think people are stupid if they go straight in. I will give you a 'thumbs down'. This is my first choice college. At home, if I stayed, I would have to help take care of my grandmother and I've done that all my life. I'm tired of taking care of other people and i want to take care of my self. If i stayed home i would have to go to the college my dad wants me too because he's paying for it. He and I don't get along very well. It has to do with my mom and i leaving when i was 8. He moved back in with us 3 yrs. later. (I was 11). I'm not happy at home.

Open Question: Which is better?

When getting a loan would it be better to already have land and just finance your home that you are building are finace the home and land together?
more...

Open Question: federal plus loan?

can a federal plus loan be set up in the students name instead of a parents name?
more...

Open Question: Hillary supporters, what are your opinions about?

Sorry if this is a silly question. I'm not great with things like this and I only found out about the loan today.
more...

Open Question: How do I obtain a motorcycle title?

I PURCHASED A MOTORCYCLE IN 1998 FROM A FELLOW EMPLOYEE WHO DELIVERED THE BIKE AFTER RECIEVING PAYMENT THEN DISSAPPEARED. THE BIKE WAS REGISTERED IN HIS WIFE'S NAME. I HAVE SINCE HEARD THAT HE KILLED HIS WIFE AND IS PRISON SOMEWHERE. I NEVER RECIEVED THE TITLE AND STILL HAVE THE BIKE IN STORAGE. I THINK THE BIKE WAS FINANCED THRU THE MANUFACTURERS FINANCE COMPANY, AND ASSUME THEY HAD THE TITLE AND THE PREVIOUS OWNER NEVER PAID OFF THE LOAN.
WHAT ARE MY OPTIONS TO OBTAIN A TITLE?

Open Question: What do you do when your upside down in your home and cant afford the monthly payment? and cant sell it?

This is a topic some have read with the questions I have asked. I accepted this mortgage from an arm. I thought I would be able to sell within a year but, unfortunately not. Fast forward to the present, my wife and I are fighting over every penny spent. This house is killing us there has to be an option that wont screw the bank or us. We are fine with renting a few years but want to be homeowners again someday. I hope someone out there understands and has a useful suggestion besides some spam email to take another loan. Thank you all for reading.

Open Question: Hillary supporters, what are your opinions about?

Former Pastor Wright?
Allan J. Favish?
Dr. Donald Haut?
Miguel Rodriguez?
Webster L. Hubble?
Jim Guy Tucker?
Jim McDugal?
Madison Giaranty Savings and Loan?Whitewater Development Co.?
Castle Grande?
The bullet hole in Vince Foster's neck?

Open Question: How to afford rent while being a full time student? Manitoba, Canada?

Hoping someone can help me. I live in Manitoba, Canada. I live on my own, with my boyfriend. Neither of us make a lot of money.

In 2 years I want to take my nursing. There is a 2 year waiting list to get onto the program, so thats why Im waiting for 2 years.

My question is, is there some type of student loan, or any other way that I can afford to go to school full time, and pay my rent and all my bills? I need to figure out a way I can do this! I want to do this really badly so I am not stuck in this rut my whole life!

I do not have any family that can or will help pay for anything.

Please help! What are my options?

Thanks!

Open Question: does anyone know whats the maximum amount u can make before your fafsa application is denied?

i applied and i was denied. i live alone, have no dependents. i would try a loan but i have bad credit and need a co signer to qualify.
more...

Open Question: How to afford rent while being a full time student? Manitoba, Canada?

Hoping someone can help me. I live in Manitoba, Canada. I live on my own, with my boyfriend. Neither of us make a lot of money.

In 2 years I want to take my nursing. There is a 2 year waiting list to get onto the program, so thats why Im waiting for 2 years.

My question is, is there some type of student loan, or any other way that I can afford to go to school full time, and pay my rent and all my bills? I need to figure out a way I can do this! I want to do this really badly so I am not stuck in this rut my whole life!

I do not have any family that can or will help pay for anything.

Please help! What are my options?

Thanks!

Open Question: can you get a loan from a credit union without belonging to one?

about;
Lincoln Savings and Loan?
American Continental?
Ed Gray?
Admitted and convicted felon Charles Keating, Jr.?
The "Keating Five" (Dennie De Concini, Alan Cranston,
John Glenn, Don Riegle and John McCain)?

Open Question: Why don't we just make college free like high school?

I mean wouldn't it be a better society if everyone had the chance to go to college? I'm a married 28yo mom of two and I'd love to go but could never afford it. I know there are loans and grants but I've looked at the price of school and I'd likely be paying of the loans for the rest of my life. That is if I ended up lucky enough to find a decent paying job after graduation.

I just think it's so sad that there are so many intelligent people that could do so much more with their lives but will never ever be able to because they can't afford college.

I know it would come with a high price. But it seems to me that it would be more than worth it.

Open Question: Can I get an auto loan through Capital One with a 590 credit score?

I currently have a credit card with Capital One that has been in good standing for almost a year. My Experian credit score is 590. I have no accounts in bad standing. I have a student loan I am paying on. Another credit card with a balance of $100 which will be paid off at the end of this month. I was just wondering if Capital One works with people with lower credit scores? I know it would be a really high interest rate if they did. Thanks

Open Question: can you get a loan from a credit union without belonging to one?

more...

Open Question: The government is in huge amounts of debt to the Bank of England?

Okay, my EFC is 8523 and I know that I'm nowhere near eligible for a Pell Grant. My parents will try to help me as much as they can, but they can't help very much because my Dad is disabled and my Mom is the only person working in our family. I don't really know how our EFC is that high. Anyway, I'm wondering if there are any other types of financial aid based on the EFC subtracted from the COA, or if the only other alternative (other than academic scholarships) is loans. As bad as I hate to, I'm almost certain that I will have to get a loan at some point. My question is: With an EFC of 8523, is that low enough for a subsidized loan? My COA will probably be somewhere around $15-17k per academic year. I have one other scholarship for $1500 per semester, so while that will take a small chunk out, there will still be quite a bit left over to pay. If anyone has any advice or information I would really appreciate it. Thanks.

Open Question: Would someone currenly unemployed & no collateral be able to get a bank loan of $3000??

more...

Open Question: The government is in huge amounts of debt to the Bank of England?

...which is basically a *private* bank (just like the US Federal Reserve. It was privitised under Thatcher's rule) which is owned by a small number of extremely wealthy individuals . So for the government to repay its debts it uses taxpayer money, so over the years as the government gets more indebted, taxes are raised and we see things like privitisation of the railway, NHS falling apart and students receiving loans instead of grants. So will things continue like this?? Taxes going through the roof ever more?? Bring back the Bank of England under Government control and abolish fractional reserve banking!

Open Question: Grants available for personal use?

Im trying to get a new honda cbr600rr, the thing is i dont want to pay for full coverage. Can i take out a personal loan and pay for it that way to avoid full coverage? or anything else possible

Open Question: Determining Financial Statement Effects of Several Transactions?

Determining Financial Statement Effects of Several Transactions
The following events occurred for Favata Company
:
a. Received $20,000 cash by organizers and issued stock to them.
b. Borrowed $6,000 cash from a bank.
c. Purchased land for $12,000; paid $1,000 in cash and signed a note for the balance.
d. Loaned $300 to an employee who signed a note.
e. Purchased $8,000 of equipment, paying $1,000 in cash and signing a note for the rest.

Required:
For each of the events a through e, perform transaction analysis and indicate the account, amount, and direction of the effect (+ for increase and - for decrease) on the accounting equation. Check that the accounting equation remains in balance after each transaction. Use the following headings:

Event Assets = Liabilities + Stockholders’ Equity

Open Question: how many WEEKLY payments of 200 would it take to pay off a loan of 6664.00 at 19% interest?

Someone anawered a similar question using excel but I couldnt find a calculator on excel that allows weekly payments Thanks
more...

Open Question: Grants available for personal use?

I was wondering if it's possible to receive Gov. grants to help pay off a loan and other personal bills?
I've taken a look at Grants .gov and CFDA and they seem to support organizations and public projects only!
Any advice?

Open Question: please help me!!!!?

Are they any good? what documents would they need and how much would i have to repay for around £400?
more...

Open Question: Should Sheva return to Milan?

I hate Shevchenko for the way he walked out on Milan when they needed him the most. The way he walked out just for money. I've openly expressed my hatred for him in front of many people. But now, even I am thinking about supporting the decision to re-sign him. Since he's left, Milan have looked hard to find a replacement. Initially, Gila was supposed to fill in. But that obviously hasn't happened.

Olivera was supposed to hit the goals in for Milan, but that didn't happen either. I can understand that Olivera had personal problems with his sister being kidnapped, so maybe we could recall him from loan and give him a second chance.

Pato is far too young and inexperienced to stand up to the mighty 127 goals of Sheva. In time, I think Pato will become the greatest player in the world, a million times better than Sheva. He is already carrying Milan on his back and this is only his first season in europe!

Ronaldo was perfect but injury has sadly held him back. Get well soon, Ronie I think its time we all stop living in denial and admit it. WE NEED SHEVA BACK!

We are pretty desperate after all.

Open Question: please help me!!!!?

ok so i loaned my friend my white dress
and she totally spilled some beans on it
so now i have bean stains on my friggin white dress

but yea.....
how do i get them out?!!!
please help!!

thank youu. :]

Open Question: is it possible to have more than one stafford loan?

ok so i loaned my friend my white dress
and she totally spilled some beans on it
so now i have bean stains on my friggin white dress

but yea.....
how do i get them out?!!!
please help!!

thank youu. :]

Open Question: if i decided to buy a home?

my friend came across a deal where if she gives a woman 2500.00 towards a mobile home and theres 12,000 left on the loan..if she pays cash up front the whole 12,000 to pay off the mortgage will she still have to give the woman 2500.00 down .

Open Question: Changing the car into my name?

So...
I have a 2006 Toyota...Its loan is from Toyota financial services...

I got it when I was 16...I have been paying the payment in checks...the checks are from my moms and I joint account...

Now that I'm 18...I want to put it in my name...I'm hoping to join the military so this needs to get done...

Of course...I have no credit...

I'm still paying the loan on it...

How can I get it in my name?...

My payments are $266...

Since It will go in my name and I have no credit...

How much will my payments change?... I live in CA

Open Question: If I have a car loan can I claim the interest paid on my federal income taxes?

more...

Open Question: is it possible to have more than one stafford loan?

more...

Open Question: any loans?

i'm wondering. i heard of a bill that was passed by our government, but i'm not 100 percent sure. thanks.
more...

Open Question: How can you figure out the maximum amount of new loans a bank can make?

This is for my macroeconomics class and the text doesn't seem to be helping me. The reserve ratio is 20%. the simplified balance sheet shows the asset column with reserves at $22,000, securities 28,000 and loans at 40,000. the liabilities and net worth column has checkable deposits at $100,000.

Open Question: If i get called active?

I am thinking about joining the U.S.A. Navy Reserve, and was wondering what happens to the bills while I would be gone? Such as car payments credit-cards rent? Do i set up auto-pay system or do banks freeze loans?

My main worrie would be that I do construction and get paid more, so if I get put on a mission then i will have less money to cover my bills!

Open Question: Does a higher interest rate= a larger tax write-off?

In a mortgage loan.
more...

Open Question: Will I receive more Financial Aid?

I currently received my financial aid packet from temple university. i will receive 14 thousand a year, but the thing was, it said my housing was off-campus. I will really be living on-campus in a residence hall. After changing my housing status from off-campus to residence hall, will i receive for financial aid?

if so, will it be grants or loans?

Open Question: any loans?

are there any loans for people with bad credit??
more...

Open Question: on a bad credit car loan what interest rates can i expect?

I will be 22 in July. I am considering joining the Air Force. I have been in and out of college without completing a degree. I have a career, but would like to further my education and possibly change careers. I know that the military offers great benefits with insurance plans, the GI Bill, VA loans, and no cost living (for on base rooms), but I'm not one of those people who would enjoy going out and "blowing stuff up." I know that the Air Force is the least ground combative branch of the military, so this is appealing to me. I could care less if someone is younger than I am and is telling me how to operate as long as they know more about the subject than I do. I don't have a spouse or children. I don't have any bills. I would like to get opinions on what you think would be the thing to do.

Open Question: Financial help?

I am interested in opening a cafe (a food business) but I don't have money. I have heard that "you need money to make money" How truthful is that statement?
Is there a way I can get a loan or that an investor would like to lend me the money?
Also my credit is not the best right now.
Do I have any hope on opening my own business?

Open Question: If i got sent activate?

I am thinking about joining the U.S.A. Navy Reserve, and was wondering what happens to the bills while I would be gone? Such as car payments credit-cards rent? Do i set up auto-pay system or do banks freeze loans?

My main worrie would be that I do construction and get paid more, so if I get put on a mission then i will have less money to cover my bills!

Open Question: on a bad credit car loan what interest rates can i expect?

i just bought a chevy aveo ,new, and i got 13 percent interest rates.I put $4000 down.Would anyone know if this is bad credit interest or average credit interest.I know that in california if you get six to seven percent interest this is good credit. hopefully someone that works in financing can answer this,as the car dealer will not tell me if i was found to have my credit good or bad.Note:i have my 3 trw's.

Open Question: What type of licensing is necessary to be able to charge an origination fee for originating a small loan?

I will not allow the Wall Street Jews to continue to scameveryone with funny loans. Banking will be subject to Sharia law.

Israel will immediately be classified as a terrorist state and our new favorite ally would be the Islamic Republic of Iran. Where we can help spread Islam all over the world. Kenya would be our other ally where I will help my brother turn it into an Islamic Republic also.

Illegal aliens can only stay if they convert to Islam and fight in the army of the Islamic Republic of America to spread Islam around the world.

Terrorism against the USA will come to an end because I will offer my other mentor Osama bin Laden and other high profile muslim terrorists a part in my Islamic Army.

Vote Barack HUSSEIN Obama if you know what's good for you!

Open Question: can I cash out a 401k with open loans?

more...

Open Question: What type of licensing is necessary to be able to charge an origination fee for originating a small loan?

Hello,

I live in the state of Florida and I'd like to know if there are any licenses required for me to facilitate small loans. If there is a licensing requirement in my state, how would I then become licensed in other states (Blue Sky License)?

I am not sure if my question explains what I want to do; so I will re-explain it.

Let's say I am part of a community of people who wish to earn a return on their money by loaning money to those in need. Also, I know of a list of people who wish to borrow money. The only thing I want to do is bring the two groups together. For this service, however, I'd like to charge the borrowers an origination fee.

Thank you for your assistance.

Jay

Open Question: does the usda rural development offer payment deferments on past due mortgage accounts?

The latest collapse of Bear Stearns, one of the largest investment banks in the world, and the urgent work of the Federal Reserve Bank being done this weekend, tells you that the US will be extraordinarily lucky to have just a recession. Now the prospect of worldwide depression is not so far out of reach. All this was due to DEREGULATION by the Bush administration. Bush and his cronies gave the green light to the financial institutions to go bananas with their loan scams. Now, due to that deregulation, we are experiencing a meltdown that makes the Savings & Loan Scandal--caused by Reagan/Bush DEREGULATION also--seem like a drop in the bucket. Voting usually follows the economy. So, will anyone vote for a Republican, assuming you do not enjoy depressions? And if so, why? Let me add that I am a former Republican. But in times of financial crises, I always switch to the Democrats, as they have always come up with better plans. That was true in the depression of the 1930's, and it was just as true in the more recent severe recession under George H.W. Bush in the early 1990's. Bill Clinton, regardless of what you may feel about him, did develop an economic program that returned the economy to a boom in the mid-1990's, and without spending our way out. In fact, there was a budget surplus when he left.

Open Question: does the usda rural development offer payment deferments on past due mortgage accounts?

alot of mortgage companies offer payment deferments to the end of the mortgage loans to allow clients to catch back up on behind payments or keep from foreclosing. My sister has this loan and has had terrible problems with her income and is behind 6 months. they say that she is in foreclosure but the loan is not with any legal department yet. SO does anyone know if they will do a deferrment? We have called, they say they don't but their website says they will. Who is right???

Open Question: Questions about credit score and credit report!?

I am a high school senior and valedictorian. I really want to go to Barnard College in NY, but I can't afford it. Anyone have any suggestions and help? I need details about loans and grants and such. I don't have any good guidance counselors in school.

Open Question: How will this affect my credit score?

My wife and I are thinking of buying a house January 2009. We both have some credit card debts that we are paying faithfully. We are both thinking of consolidating all the debt into one personal loan. I was planning on getting a loan with a 5 year term with fixed payments. This will save us around $400 in terms of monthly dues because the monthly payment will be smaller.

Will this be advantageous to us as far as applying for a mortgage? The monthly payment will be smaller. All credit card balances will be zero. But we have a new loan with a monthly payment which we will be paying faithfully over the next 6-9 months ahead. By January 2009, we plan to apply for a mortgage.

Is it better just to leave things alone and pay a monthly for the credit cards? Or should we consolidate and make the monthly payments smaller but risk decreasing my score (i.e. new loan, etc) when I apply for a mortgage (or will it really decrease my FICO score?) Thanks Mark. Yes I have all those variables: good job, good payment history and my score is 720s now. I am kinda aiming for an A tier (750s above)

Open Question: Questions about credit score and credit report!?

1. Well, I haven't use my 1st credit card yet, but how much of my credit card's limit ($500 USD) should I be using?
2. How can I improve my credit score?
3. Is a FICO score interchangeable with a credit score?
4. Does a credit report list your credit history?
5. How can you improve your credit score quickly right after you got a car loan or a mortgage?
Darn, I'm freaking out!