Open Question: Can mom be cosigner for home loan?

Ive just thought!!!!!!!

Im from the UK planning a move to hawaii in the future, BUT surely if i get a permanant visa, i still wont be able to buy a house?
Wouldnt i need a credit rating as surely my UK credit rating wouldnt count? and would they lend money to someone who had only just moved there?

BUT i am a nurse, so being as i know the country is in need of nurses, would a bank be willing to lend me the money and get a mortgage just for this reason?

I am confused!!!!!!!!

Open Question: Can mom be cosigner for home loan?

My husband and I are living in an apartment right now and are thinking of starting a family in a few years so we want to buy a condo. I do not work at the moment. My husband has only been at his job for 3 months. We make more then enough money to pay for everything because his job demands over time. Hes only 20 and has great credit but we talked to a lender and they said since he hasn't been at his job for a year they wont count all his over time. So I don't know if he will qualify for the loan himself because of our debt to income ratio even though the mortgage payment would be less then rent is right now.

I wanted to know if his mom could cosign with him even if she is not living there. She has goodish credit but I don't know about her debt to income ratio.

All this is new to us so I don't really understand any of it. Any help would be wonderful! Thank you! :-) My husband and his mom are really close. And we are a tight family. We trust each other and are open about of finances. Shes helped up cosign for our cars and such before. And if we cant make a payment she wont mind helping us out for a bit, but has never happened. :-)

Technorati Tags: mortgage, Open, Question, Can, mom, cosigner, for, home, loan