Open Question: How do I sort out this???

My partner wants me to have my pay check deposited into his mortgage for six months before he will put my name on the mortgage, i am not too comfortable with this idea. He says that he has more to loose (half a house) than i have, (my pay) therefore i should prove that i can do it before he puts my name on to the mortgage. We are not married and have only been living together for a few months.
Am I over reacting with my concerns, or should i be worried by his actions?

Open Question: Property Valuation for Lifetime Mortgage ?

Almost 6 months ago I applied to Prudential for a Lifetime Mortgage. A valuation took place, an offer made and accepted by me on the basis of that valuation.
There have been protracted technical queries over precise descriptions of the property and my purchase of the freehold, which have taken so much time.
A fortnight ago I was given a funds would be released date of mid August, then when that was overdue the lender's solicitors demanded a fresh Land Registry search. All is now sorted out but the insurers' solicitors will not give a date to release the funds to me.
As the valuation is almost 6 months old and of course the house has dropped in value during that time, I wonder whether that valuation might be due to expire and the insurers are dragging their feet over this hoping to demand a fresh valuation? Can anyone advise whether they have a right to do this please?

Open Question: Who can be my witness, if i sign a deed/contract for 2rd Mortgage?

Hi everyone

I am going into a contract for 2rd Mortgage soon, but i am not familiar with law, who can be my witness when i sign the contract?..the broker is working for lender.

please help, as the broker doesn't look very honest