Open Question: UK Law - Last will and testament?

The Mortgage broker suggested a contractor, her boyfriend, to replace roof and remove trees. His business is listed under her home address. I live in PA and there is no licensing. I have both of their numbers and can only contact the broker. The contractor will not pick up or return calls. I've even called her and she put him on the phone only to guarantee work completion that week... with no call, no show, again. The contractor has lied to her repeatedly about work completion, requiring permits (which I've looked into), etc. I have emails to and from her confirming this correspondence with apologies. There is only a verbal agreement with no written contract. I've paid 1/2 the loot up front. We're going on a year and winter's almost here... I would really appreciate any help!

Open Question: What Companies Offer Lender Paid Mortgage Insurance Programs?

Please provide links to companies that offer Lender Paid Mortgage Insurance Programs, also known as LPMI. This is because I am trying to refinance my house and don't want to pay Private Mortgage Insurance.

Open Question: UK Law - Last will and testament?

Would appreciate a professional opinion and ideally someone who is working / au fait with UK law.
My Mother passed away recently leaving her assets to be divided equally between her 3 children.. my brother and sister were made executors of the will as I live in NZ. In brief her assets are essentially a reasonable sum of money and an apartment with no mortgage.
Question: Is it possible to execute the will in 2 parts i.e. aportion the liquid cash equally between the three of us now and then sort out the remaining finance once the apartment has been sold? My sister is getting married in UK ealry next year and I am keen to take my whole family over for the wedding and the money due to me via my Mothers will would make that possible.. again would prefer a legal opinion on this only

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